Security built into every payment.

GANI Pay is designed so that nothing moves without an active decision from you. Every payment requires biometric approval. Every mandate is authorised through your own bank.

How we protect you

Protection at every layer.

Bank-level encryption

Account and payment data protected with strong encryption in transit and at rest.

Biometric approval

Every payment requires your biometrics. Nothing goes through without an active decision from you.

Transaction monitoring

Unusual activity is flagged in real time and escalated for review.

Secure infrastructure

Built on purpose-hardened systems with restricted access and regular security reviews.

Our commitments

Active approval. Not passive permission.

Card payments can become passive. You tap and forget. GANI Pay puts a biometric checkpoint before every transaction so money never moves without a conscious decision.

We never sell your data
We explain how your information is used
We protect data in transit and at rest
We use strong authentication and monitoring practices
We align with the Australian Privacy Act 1988
Every payment requires active biometric approval
Stay safe

Tips to keep your account secure.

Keep biometric approval on

Face ID or fingerprint adds the final check before each payment goes through.

Use a strong device passcode

Your phone lock is part of your security posture. Make it hard to guess.

Keep the app updated

Install the latest version to receive security and reliability improvements.

Report anything unusual quickly

If something does not look right, contact support so the team can investigate immediately.

See something suspicious?

If you notice unusual activity or receive messages claiming to be from GANI Pay, contact us immediately.