Drift for Merchants

Card fees just became your problem.

Australia banned card surcharges. Merchants now absorb 1.5 to 2% on every card transaction. Drift offers a way out: bank-authorised PayTo payments at 0.5% flat.

The cost of card

At $50k/month in card revenue, you're paying $750 to $1,000 in fees.

With Drift, that same volume costs $250. The delta is $500 to $750 every month. On $200k/month, it's $2,000 to $3,000 back in your business.

Card fees today
1.5 – 2%

Per transaction, absorbed by you post-surcharge ban

Drift rate
0.5%

Flat. No card scheme markups, no surprises

Your saving at $50k/mo
$500+

Every single month, compounding with volume

Why Drift

Built for what merchants actually need.

01
0.5% flat rate

No interchange markup, no scheme fees, no minimums. One number.

02
Instant settlement

Funds clear in seconds via NPP. No T+1, no T+2, no holding periods.

03
Zero chargebacks

Payments are bank-authorised at the point of transaction. Disputes don't exist.

04
No hardware

Display a QR code or deep link. No terminal, no card reader, no SDK to ship.

The OnRepeat Advantage

Every OnRepeat user arrives Drift-ready.

OnRepeat users have already authorised a PayTo mandate through their bank. When Drift goes live, that same mandate covers checkout. Zero additional CAC to convert them into paying customers at your register.

No re-authorisation, no friction at checkout. The mandate is already live. The consumer just pays.

Register interest

Get early access to Drift.

Drift launches after OnRepeat reaches scale — so every merchant gets a pre-onboarded consumer base from day one. Register now and we will reach out before we open to your category.